Practice Area

Banking & Commercial Lending

Navigation In Today's Financial Waters.

At Underberg & Kessler, we have a practical knowledge of financial institutions and how they work. We help financial clients minimize loss and risk. For these reasons, a myriad of banks and financial institutions select Underberg & Kessler as their law firm of choice.

Our financial clients range from small independent banks to larger regional financial institutions. Our attorneys assist them in everything from day-to-day legal representation to large, complicated transactions, all with the goal of staying the course of fiscal stability.

For more information about Banking & Commercial Lending, contact Patrick L. Cusato

Chair of Practice Group

Our Banking & Commercial Lending attorneys have extensive experience in:

Construction and permanent mortgage lending
Commercial and industrial lending
Tax credit transactions
Bond financing
Loan syndications and participations
Environmental issues
Creditors’ rights
Regulatory compliance
Litigation
Trust and investments and more

Relevant Experience

Closing of loan transactions of many types, both secured and unsecured, ranging from complex syndicated loans to small term loans and mortgages, including most advantageous structuring of loans with the involvement of industrial development agencies and certified development corporations, SBA guaranties, SBA 504 transactions, NYSERDA, Linked Deposit and other incentive programs.
Representation of numerous banks and mortgage bankers in high-volume residential mortgage loans while meeting and exceeding the reporting and timing requirements of the lenders.
Advice to lenders concerning federal and state regulatory compliance.
Representation of banks and trustees, as fiduciaries or co-fiduciaries, in complicated trust administrative matters, including defense of clients in Surrogate Court proceedings and appeals.
Advice to banking clients relating to many legal disciplines including environmental, litigation, securities, tax, and real estate matters.
Representation of banks in collection matters ranging from large, complicated bankruptcy proceedings, litigation actions, to routine foreclosures.